One shared wallet for flatmates, a trip, or a couple. Anyone can log a spend, and at month end the app works out who owes whom and does the asking for you.
iOS 15 and Android 10 upwards. Accounts outside Vietnam are not supported yet.
Name the wallet and invite people by phone number. Nobody has to fund it first.
Photograph the receipt or type the amount, then split it evenly or by share.
The app collapses everything into one transfer per person.
Whoever has the big room pays more: set the ratio once and it applies to everything after.
The app sends the nudge on the agreed day, so no one has to bring it up.
Photograph it and the amount and merchant fill themselves in; fix either with one tap.
Monthly CSV that an accountant can read, or that you can reconcile yourself.
This is the whole list. No maintenance fee, no dormancy fee, and nothing that appears after you have already tapped confirm.
Balances are held in a segregated account at a domestic commercial bank
Payment intermediary licence 41/GP-NHNN
Two-factor sign-in
Required on every withdrawal and cannot be switched off.
No data sold
Spending history is never shared with advertisers.
Deletion means deletion
Records are erased within thirty days, minus what the law requires us to keep.
Leave a number and we send the download link with the full feature set unlocked for sixty days, for everyone in the group.